Need Debt Advice?

Just-Debts is the one stop web site for people with debt problems. Whether you have debt problems, are currently in debt management and looking for an alternative, considering debt consolidation, or an Individual Voluntary Arrangement. Take advantage of our free consultation service.

There are various options available to most of our clients. Don’t be shoe horned into the one that is most convenient for your adviser. Just-Debts provides practical advice on IVA’s, debt management, debt consolidation, bankruptcy and re-mortgages. At Just-Debts we look to offer you, the individual, the personal debt advice that you need, to resolve your financial problems.

You may be under pressure from creditors, being threatened with Court proceedings or even bankruptcy. You don’t have to face these problems alone. Contact us for free debt advice. Over the years we have helped hundreds of individuals to deal with their creditors. The first step is to seek professional advice to find out what options are available to you.

With our help clients have managed to save hundreds of thousands of pounds by reaching realistic agreements with their creditors. They no longer worry about paying one credit card or debt consolidation loan off with another. They have confronted and dealt with their financial problems.

“Will I be Charged any upfront fees? How are those fees agreed?

Not by Just-debts. We offer free debt advice for consumer credit IVA’s. If we think an IVA is the best option for you we will advise you of that. You make the decision. The fee we receive for preparing the IVA and then supervising it has to be agreed with your creditors and comes out of the funds paid into the IVA. Part of our IVA process is to carry out an analysis of your income and expenditure before advising you on the level of contributions you will be expected to make. This information is used to prepare a Proposal (which must comply with legislation), which sets out all of our proposed fees. It is this document that you and your creditors have to agree”

For a free nationwide consultation call Just-Debts on free phone 0800 915 3950.