How Do I know if an IVA is right for Me?

If you are struggling with debt that never seems to cease, then an IVA may be the answer you are searching for. IVA’s allow you to pay a reduced amount to your creditors every month. It eliminates you having to file for a bankruptcy, and can help you get out of your stressful situation in no time.

Stop trying to negotiate with creditors who consistently demand more then you can afford, file for an IVA and save yourself from years of pain. Many people are falling victim to debt in these hard economic times, but the good news is you can do something about it.

An IVA is excellent for people who, own their own home, have unsecured debts that are higher than £20,000, and are presently paying more than £300 per month to creditors. An IVA can be set up to allow you to pay what you can afford.

In initiating an IVA you are making a statement that you don’t want debt to take victory over you. An IVA specialist at Just Debts will diligently work with you to get you the amount that you can afford to repay. There is no need to pay your creditors more then what you make every month. You are taking food out of your families mouths when you succumb to the creditor’s high demands.
An IVA is not right for people who do not own their homes, receive their main source of income from State Benefits, and are currently paying less than £200 to their creditors a month.

However, if you feel that something needs to be done to stop a bankruptcy from occurring. Do not hesitate to call Just Debts, and one of our skilled professionals would be more then obliged to assist you in finding out the perfect solution to your debt ailments.